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A loan of $525 helped to buy cans of paint.


Enrique's story

When December arrives, Enrique is always readying his paint inventory because that is when his neighbors, friends, and customers in general demand this product because they want to see their homes looking nice as the new year approaches. This is the purpose of his Kiva loan: so he can buy many cans of paint so that his investment will be successful. Enrique is 51-years-old and he is very experienced in the business. Since he was very young he has been employed at a hardware store. He currently lives with his spouse in the Santa Maria neighborhood, which is to the south of Barranquilla, and with his 21-year-old daughter. His first capital was acquired many years ago after borrowing money from the bank, and since then he has sustained his business for 12 years and in spite of a lot of competition, Enrique's experience in the hardware industry has show success. His dream is to expand his business and have his own place where he can keep a lot of inventory so he can sell in bulk and thus increase his sales each day. At present his return on sales is 25%, and he rotates his inventory every 45 days. He has a debt of 6.7% and he rotates his accounts every 53 days. This his is first loan with the Mario Santo Domingo Foundation and he plans on capitalizing with this organization as it is working hard.

Translated from Spanish by Kiva volunteer Erin Sindewald



Loan details


Lenders and lending teams



Loan details