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Mcharuko Group
In this Group: Stephania, Zainabu*, Hamad, Mariam, Zuhura, Salome, Felista, Ashura, Sikudhani, Susana, Zaituny, Rehema, Ibrahim, Mwanaheri, Aisha, Niku, Lucy
* not pictured
Stephania K., who is in her early fifties, is married and has two children. Stephania has been running a small fish business for the past eight years. Open between 08:00 am and 08:00 pm daily, the business earns her a low monthly profit.

This will be Stephania's fifth loan with Tujijenge Tanzania, her previous loans having been used to expand the business and make more capital available to buy additional fish when needed. These loans have all been repaid. With her fifth loan, Stephania aims to make improvements to her stall, which is not in very good condition at the moment. Stephania's dream is to one day build herself her own house.

Stephania will share this loan with her loan group Mcharuko. The members of the group will hold each other accountable for repaying the loans.

In the picture, Stephania is in front in a black dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,425.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mcharuko Group's $4,425 loan helped a member to make improvements to her fish stall.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Jan 1, 2011
Currency Exchange Loss:
May 15, 2011