A loan of $250 helped to purchase additional products to sell such as junk foods & canned goods.


Maricel's story

Maricel C. is from the village of Pinamulaan, Banisilan, South Cotabato. She is 25 years old. Maricel is married and has 3 very young children. To make a living, Maricel owns & operates a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes primarily from buying and selling daily use products such as shampoo, soap, toothpaste, canned goods & junk foods in the local community. Maricel has been engaged in her business for over 3 years and earns approximately 5000 PHP a month for these activities. In 2009, Maricel joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Maricel has successfully repaid a previous loan of 10,000 PHP from HSPFI. This previous loan was used to to purchase additional inventory and as working capital. Maricel is requesting a new loan of 11,000 PHP which will be used to purchase additional products to sell such as junk foods & canned goods. This will be the 4th loan taken out by Maricel from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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