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Una Luz Al Desarrollo Group
In this Group: Evarista Zoraida, Flora Lucila, Haydee Bertha, Marisol Isidora, Eloyda, Olinda Marina, Hediliza Susana, Mirma Rocio, Luz Angelica
The community bank named "Una Luz al Desarrollo" is made up of 9 neighbors and friends with the common goal of improving their finances. The group has been together for three years and their leader is Eloyda.

Eloyda is 29 years old and she is the mother of two, aged 12 and 3 years old. she sells clothing by taking orders in her neighborhood. During this Christmas season she has many orders for children's clothing and shoes. The loan she has requested from Edaprospo (Kiva Field Partner) will be used to purchase merchandise to offer her clients. In the future Eloyda dreams of having a stand in the market from where to sell her clothing.
View original language description ↓
La Alcancía Comunal "Una Luz Al Desarrollo" consiste en 9 vecinos y amigos que quieren mejorar sus vidas económicamente. El grupo lleva tres años juntos y la presidenta es Eloyda.
Eloyda tiene 29 años de edad y es madre de dos hijos- de 12 y 3 años de edad. Ella se dedica a la venta de ropa por pedidos en su barrio. En esta temporada navideña, tiene muchos pedidos de ropa y zapatillas para niños. Con el préstamo solicitado a EDAPROSPO, comprara más mercadería para vender a sus clientes. En el futuro, Eloyda sueña con tener su propio puesto en un mercado donde podría vender ropa.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Una Luz Al Desarrollo Group's $2,675 loan helped a member to purchase clothing and shoes for the Christmas season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 17, 2010
Currency Exchange Loss:
May 15, 2011