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Luz Melida
Luz , age 53, is a hardworking woman who always likes having her own money in order to support her two children. She is separated from her husband.

Luz lives in a periurban area called Paraíso where she works from home selling clothing to her neighbors and acquaintances. Her schedule varies between the hours of 9am and 5pm. She sells men’s and women’s clothing to cover the household expenses. Luz has many projects and wants the loan to buy clothing and set aside part of it to build her house with cement and paints.

One of her goals and objectives for the future is to finish the construction of her house and secure her retirement.

View original language description ↓
Luz de 53 años, es una mujer trabajadora que siempre le ha gustado tener su propio dinero para poder mantener a sus dos hijos ya que está separada de su esposo.

Viviendo en una zona periurbana llamada Paraíso ha trabajado en su casa vendiendo ropa a sus vecinos y conocidos. Tiene horarios variados desde las 09h00am hasta las 17h00pm. Vende ropa de hombre y mujeres para poder mantener a los gastos de la casa. Ella tiene muchas proyecciones por eso quiere el préstamo para comprar ropa y dedicar otra parte para construcción de su casa con cemento y pinturas.

Uno de sus objetivos y metas para el futuro es terminar de construir su casa y así asegurar su vejez.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luz Melida purchase clothing to sell and acquire materials to build her house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Dec 16, 2010
Currency Exchange Loss:
Apr 15, 2012