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Josephine is 32 years old, married and has four children. Currently, all four of her children go to school. Josephine sells soft drinks like sodas and tea, which she has been doing for 10 years and her husband is a TV technician.

Josephine will use the loan to increase the capacity of her business. With the new profits from her growing business, Josephine plans to reinvest in her soft drink sales to continue to grow her revenue.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 36
    View loans »
    Rwanda Loans Fundraising
  • $16,926,975
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Josephine to buy more soft drinks for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 16, 2010
Currency Exchange Loss:
May 15, 2011