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Julienne owns a retail store that sells a variety of items like sugar, rice, cooking oil, and many home use products. She is 41 years old and is no longer with her husband. She has five children who are between eight and eighteen years old. All of her children go to school.

Julienne has been selling items in her store for seven years. Her loan will be used add more merchandise to sell. She hopes to use the new profits from her business to buy a home. She would also like to be a wholesaler in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $16,930,400
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julienne to be used to add more merchandise to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 16, 2010
Currency Exchange Loss:
May 16, 2011