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James Ogutu
James O. is a single 28-year old livestock farmer in the Kibos area located on the outskirts of Kisumu City, along the shores of Lake Victoria.

James rears goats for sale to butcheries in the city of Kisumu, and also for their milk, which is loved by many in the area because of its high quality. He enjoys working on his goat farm, which he has managed for the last three years with success. He makes a monthly income of 28,000 Kenyan shillings (Kshs) which he uses to support his siblings.

He is requesting a third loan of 50,000 Kshs, which he will use to buy more goats as a way to expand his business and increase his portfolio. James will use the profits to further his education so that he can gather skills to manage his business. Specifically, he hopes to attain some educational levels in agriculture because this will give him new ideas and skills to manage the goat business.

He hopes that a Kiva lender will help him attain his dreams and desires.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 394
    View loans »
    Kenya Loans Fundraising
  • $50,332,475
    Funds lent in using Kiva
  • 80.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped James Ogutu to buy more goats for rearing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Jan 1, 2011
Currency Exchange Loss:
Oct 15, 2011