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A 49-year old client, single and the mother of six, she launched a business selling pharmaceutical products in order to support her family. She opened a stall with pharmaceutical products at a market near her home. She already had a prior loan and managed it successfully.

She bolstered her business purchasing many products wholesale, such as cough medicine, antibiotics, saline and sugar solutions and other products in high demand.

The second loan will also contribute to the growth of her business. According to her, the new management system. She has learned how to keep a ledger and better manage her stock. She plans to save more in order to be able to obtain bigger loans and achiever her goal of opening a wholesale pharmacy. She makes enough now to be able to pay for her children’s schooling. She is also putting many away for future projects, to help her husband build a house for the entire family.
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Cliente de 49 ans, célibataire et mère de 6 enfants , elle se lance dans la vente des produits pharmaceutiques pour prendre soin de sa famille , elle ouvre un étalage des produits pharmaceutiques dans le marche qui est non loin de son habitation,.Elle avait bénéficié d’un premier prêt qu’elle a gérer avec succès.

Elle avait renforcé son activité en achetant beaucoup des produits en gros tels que : les antitussifs, antibiotiques, des solutions salées /sucrées et autres dont les demandes sont fortes.

Le deuxième prêt, contribuera aussi à remonter son commerce qui selon elle s’est stabilisé avec son nouveau système de gestion. Elle a maitrisée le journal de caisse et la gestion de stock, elle compte épargner plus pour pouvoir bénéficier des prêts plus important afin de réaliser ses objectifs : Ouvrir une pharmacie de ventes des produits en gros.

Elle fait suffisamment des bénéfices maintenant qu'elle aide a payer les frais d'écolage de ses enfants et épargne pour atteindre ses projets d'avenir, aider son mari a construire une maison pour toute la famille.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 496.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marguerite purchasing pharmaceutical products: rubber alcohol, Betadine, Betazol, Paracetamol, Chloramphenicol etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 17, 2010
Currency Exchange Loss:
May 15, 2011