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Alba Nubia
Alba is a single mother. Her children are in school and the idea is for them to study what will give them the best chance of finding work. She has had her own cosmetics sales business for the last 8 years that she began with the savings from those days. She didn't sell very much in general, just some orders that she had. With the loans that she has received from us she has included other products and has been able to keep inventory to sell to her customers when they are looking for items. One of her projects is to enlarge her business soon. The loan will be used to buy: eye shadows, lip liners, eyebrow pencils, hair coloring, lipsticks, eyeliners, marbellí, costume and gold bracelets, earrings, costume and gold rings, gold hoops, etc, to have a greater variety. Getting more income will allow her to offer her family a higher standard of living.
View original language description ↓
Alba madre soltera, tiene a sus hijos estudiando, los planes es que sus hijos se preparen para que tenga mayor opción de trabajo. Tiene su propio negocio de ventas de cosméticos desde hace 8 años, lo inicio con fondo propios ahorros que poseía en esos tiempo lo cual solo vendía pequeñas cantidades y encargos que le realizaban. Por medio de los prestamos que ha realizado con nosotros a ingresado otras productos y mantener en existencia para ofrecer a sus cliente en el momento que lo busca. Dentro de sus proyectos es agrandar más su negocio en corto plazo. El préstamo que solicita será invertido en la compra de: sombras para ojo, lápiz labial, lápiz de ceja, tintes para el cabello, pintura labial, delineadores, marbellí, pulsera de fantasía y de oro, chapas, anillos de fantasía y de oro, aretes de oro, entre otros productos para mayor variedad. Obteniendo mayores ingresos y ofreciéndole a su familia un mejor nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Alba Nubia cosmetics sales.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Jan 1, 2011
Currency Exchange Loss:
Aug 16, 2012