Los Triunfadores Del Rimac Group
Yuliana is the bank secretary. She is 26 years old and has a 4 year-old daughter. She has been selling beer in her mother-in-law's house for more than two years. She is requesting a loan from EDAPROSPO to buy more liquor of different quality to sell, taking advantage of the Christmas season. In the future, she would like to have her own bar.
Yuliana es secretaria D. la alcancía comunal “los Triunfadores D. Rímac.”Ella tiene 26 años D. edad y tiene una hija D. 4 años. Lleva más D. 2 años vendiendo cerveza en la casa D. su suegra. Ella solicitó el préstamo a EDAPROSPO para comprar más licores D. distinta calidad y venderlos aprovechando la campaña naviD.ña. En el futuro le gustaría tener su propio bar.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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