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Filipe M. was born in Beira, Sofala province, in central Mozambique. He lives in the Chali neighborhood, Katembe municipality, in the province of Maputo. He is married and has 10 children. The youngest children still attend school. He lives in his own home with his family and does not support anyone else. He was not able to complete his education because he was drafted into mandatory military service from 1977 through 1994.

In 1994 he left the military when he was demobilized by the United Nations troops. He currently works for a Korean organization making a monthly salary of 5.000.00mt. He also has a military pension which he uses for household expenses and to save a bit in his bank account.

This is his fourth loan with Hluvuku, in the amount of 20.000.00mt, which he will use to purchase construction materials (cement, iron bars, sand, etc.) to continue construction on his home. His previous loans were also for his home.

His personal project is to continue work on his home in order to request a loan to furnish it.
View original language description ↓
Filipe M. nasceu na cidade da Beira, Provincia de Sofala, centro de Mocambique, residente no bairro de Chali distrito municipal de Katembe na Provincia de Maputo, casado e pai de 10 filhos, cujos os mais novos ainda vao a escola. vive na casa propria com a sua familia e nao sustenta mais ninguem. Nao foi possivel continuar com seus estudos porque esteve incorporado no servico militar obrigatorio desde 1977 a 1994.
No ano 1994 ele sai da tropa onde foi desmobilisado pelas tropas das nacoes unidas .e neste momento esta trabalhando para uma organizacao de um correiano auferindo um salario estimado em 5.000.00mt e conta com ajuda da sua pensao de desmobilizacao o qual aplica nas despesas de casa e ainda poupa algum na sua conta bancaria.
Este e quarto emprestimo com a Hluvuku no valor de 20.000.00mt com o qual pretende comprar material de construcao (cimento, barrotes, areia e outros) para continuar com a construcao da sua casa. Os outros emprestimos foram para a Habitacao.
Projectos pessoias ‘dar continuidade da sua obra e se puder solicitar um emprstimo para mobiliar a sua casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 33.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Filipe purchase construction materials (cement, iron bars, sand, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Dec 15, 2010
Currency Exchange Loss:
Mar 17, 2012