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Bénète Plus Group
In this Group: Ngoyi, Thérèse, Angel, Henriette, Elisabeth, Matondo, Agnès, Baluta, Kambu, Wonda, Mireille, Ngola, Debby
Ngoyi K. is the leader of the Community Bank group named "Bénète Plus." It is composed of 13 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Ngoyi is 43 years old and the mother of five children whose ages vary between 10 and 20 years old. All of them go to school. She has been active in her business since 2006 when she began running a drugstore. She joined one of Hope’s groups (a Democratic Republic of the Congo Microfinance Program) in 2009, and has received six loans since. Thanks to Hope’s loans, Ngoyi has diversified her business by adding the sale of corn flour and semolina. Her business has prospered and it generates a profit of $73 per week. With this loan, Ngoyi intends to increase the inventory of her business by buying some sacks of corn flour and semolina to meet her customers' needs and increase her income. Her ambition is to become a corn flour and semolina provider in her community. She works hard in order to achieve her dream.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bénète Plus Group's $2,625 loan helped a member to increase the stock of her goods by buying more corn flour and semolina and reselling them at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Dec 15, 2010
Currency Exchange Loss:
May 15, 2011