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A 40-year woman, single with two children, 16 and 20 years of age. In 1993, already a single young mother, she abandoned her high school studies because of the need to provide for her children abd started a business selling office and school supplies.

With her first loan, four months ago, she replenished her stock, purchasing notebooks, reams of papers, boxes of ballpoint pens, markers, and pencils of various colors. Her sales have increased from 30,000 to 100,000 West African Francs per day, as her stand is located downtown, in an area with many offices and a school building. She repaid her loan without any issues and was able to put away substantial savings. WIth this second loan, she is going to continue the strategy of expanding her business by reinforcing her merchandise stock, meeting her clients' needs and achieving significant revenues. This client stands out by being reliable, prompt and punctual in her payments. She is set on doing all she possibly can to achieve her goal.
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Femme commerçante de 40 ans, célibataire et mère de 2 enfants dont l'age varie entre 16 et 20 ans .En 1993, étant déjà fille mère, elle arrête ses études en classe de première et se lance dans la vente des fournitures scolaires pour prendre soin de ses enfants.
Ayant bénéficie d'un premier prêt,il y a quatre mois,il renforce son activité en achetant des cartons de cahiers, des cartons de feuille rames; des cartons de stylos, feutres , crayons de différents couleurs .
Ses recettes ont augmentes de 30.000f a 100.000 fr par jour, puisque son lieu de vente se situe entre des administrations en plein centre ville et un complexe scolaire.
Elle a rembourse son prêt sans difficulté et a eu a faire des épargnes considérables.

Avec le second prêt , elle va aller dans la même perspective en élargissant son activité et renforcer le stock de
ses marchandises ,tout en satisfaisant les besoins de ses clients et en faisant plus des bénéfices énormes.

Cliente très remarquable par son bon caractère ,sa promptitude et sa régularité dans le lieu de remboursement, elle tient a aller jusqu'au bout pour atteindre ses objectifs

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 491.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosine purchasing reams of paper, notebooks, ballpoint paints, markers, file folders, boxes of pencils.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Dec 16, 2010
Currency Exchange Loss:
May 15, 2011