A loan of $475 helped additional capital for her newly opened sari-sari store.


Luzvilla's story

Mrs. Luzvilla B. is from the Barangay (village) of Baybay Triunfo, near Ozamiz City, Misamis Occidental. She is 45 years old, married to Leoncio B., and blessed with 8 children at the college, high school and elementary levels. For the past 2 months, Luzvilla has been operating a sari-sari (variety) store to earn a living. She is also receiving regular support from her husband as a driver. She earns about PHP 2,000 a month from her business.

Just this year, Luzvilla joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. As a newly recognized member of Paglaum MPC under the Regular Loan Program, she is requesting a loan of PHP 20,000. This will be her 1st loan, and she will use it as additional capital for the business. She plans to use the additional revenue generated from the business for a variety of purposes, especially meeting her family’s basic needs, saving for the future, making loan repayments, educating her children and possibly acquiring land in the future.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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