A loan of $425 helped to buy stock items and groceries for her butcher shop.


Ma Del Carmén's story

Carmén lives in the “Los Lobos II Sección” community which is part of the San José del Rincón municipality. Carmén’s community is 15 minutes by taxi from the municipal seat; the trip by bus takes longer.

She is married and has been living with her husband for 18 years. She has two dependent daughters, a 15 year old and a 13 years old. Both go to the local secondary school but she has to give them money to pay round trip transportation costs. Her husband works as a bricklayer at construction jobs where he might be needed. Sometimes there is no work for him because his work only lasts until the construction project is finished and then he has to wait for another job to come up. Both she and her husband finished elementary school and started secondary school but did not complete it. Her husband is currently working and Carmén tends to her grocery and cold cuts business. The business has been in operation almost two years and has gradually been acquiring regular customers.

Carmén wants to buy merchandise she needs so that the shop won’t look empty and she doesn’t let it become empty. That’s why she asked for the loan. She will use the money she’ll get to buy cold cuts like: turkey ham, smoked pork chop, sausages, several types of cheese, creams and longaniza. On the other hand, she also hopes to have enough to buy from store suppliers such things as: Sabritas (brand of snacks), soft drinks, cookies and bread.

Carmén commented how difficult it was to start the business and get to be known by the people there. However, from then on, Carmén has no complaints regarding the business even less so during the Christmas and New Year season which is very good for her.

One of her goals is to expand the business and split it into two separate businesses so that each one will be full and she will have more things to sell.

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Translated from Spanish by Kiva volunteer Polliz


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