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Tuwisana Plus Group
In this Group: Célestin, Dieu Donné, Marthe, Albertine*, Julienne, Mamie, Bidikebela, Gina, Marie-Jeanne, Huguette*, Délphin, Clémentine, Anna*, Plesley, Simon, Dénis, Placide
* not pictured
Célestin K. is the president of the Community Bank named Tuwisana Plus, which is composed of 17 microentrepreneurs. These members are united by the same goal: To grow their businesses by loans received from Kiva through IMF HOPE RDC.

Célestin is 60 years old. His main activity is selling packages. He buys them in bulk and resells them via retail at a profit. He sells his products daily at the market in his area, west of Kinshasa.

Célestin started his business in 1990. He is a trustworthy client of the MFI HOPE RDC, having six times obtained and repaid loans. His next loan will allow him to buy packages in larger quantities to increase his sales in order to make a better profit. Célestin makes a profit of about US $180 per week. With this increased profit, he plans to buy food and and pay school fees for his children. He is married and the father of eight children between 11 and 31 years old. Four of them attend school. He is also responsible for another child left by his relative.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuwisana Plus Group's $4,000 loan helped a member to buying packages in larger quantities to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 9, 2010
Dec 14, 2010
Currency Exchange Loss:
May 15, 2011