A loan of $200 helped to purchase additional products to sell, such as beverages and convenience foods.

Mirasol's story

Mirasol S. is from the village of Salawagan, Quezon, Bukidnon. She is 33 years old, married and has two school-aged children. To make a living, Mirasol owns and operates a sari-sari (variety) retail shop buying and selling daily use products such as shampoo, soap, toothpaste, soft drinks, convenience foods, canned goods and instant noodles in the local community. Mirasol has been engaged in her business for over two years and earns approximately 7,000 PHP per month from these activities.

In 2010, Mirasol joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. This loan was used to purchase additional inventory and as working capital. Mirasol is requesting a new loan of 8,000 PHP, which will be used to purchase additional products to sell such as beverages and convenience foods. This loan will be her second loan from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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