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Hakob A. is 47 years old; he lives in Tsovaghugh village, Sevan area, with his wife and his two sons. He has technical education and for several years Hakob worked with a bus fleet as a mechanic. Since 1996 Hakob and his family are engaging in animal breeding.

In his farm Hakob breeds cows and calves, sheep and chickens. Hakob’s family works very hard and thanks to this fact they support their family and were able to buy a truck, which they use for fodder transportation.

Hakob is asking for a 1,000,000 AMD loan to buy some calves for his farm.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 359.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Hakob to buy some calves for his farm.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Dec 14, 2010
Currency Exchange Loss:
Jan 15, 2013