A loan of $500 helped purchase more stock to sell to her customers.


Virginia's story

Virginia D. is 54 years old, married, and supports her family by operating two business ventures: general store and buying & selling charcoal businesses. She lives at 111, Brgy. Dancalan, Ilog, Negros Occidental. She has been a member of NWTF-Project Dungganon since 2001 and has improved her living conditions with the help of her loans from NWTF and through her own efforts.

By working hard in her general store and buying & selling charcoal businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 7,300. Virginia is now borrowing PHP 21,000 so that she could continue to purchase more stock to sell. This will be her 14th loan from NWTF-Project Dungganon. Her previous loan of PHP 19,500, which she paid off well within its term, was just another step in her journey toward economic freedom.

Virginia aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details


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Loan details