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Gladys Isabel
Gladys is 51 years old. She has had a general store for more than 20 years. She lives with her husband and her daughter in a brick home located in a canton called Playas that is one of the tourist destinations in Ecuador because of its wide variety of seafood. In order to provide for her daughter she started selling vegetables and snacks out of her home 20 years ago. Little by little with a lot of hard work she was able to have enough money to purchase display cases and rearrange the store. Now she works from 8 a.m. until 4 p.m. every day. Her daughter helps her after she comes home from school and gives Gladys time to prepare lunch. Now the store sells canned goods, rice, dairy products, beverages, etc. To keep her business going forward and to better stock it, she wants to use the loan to purchase rice, canned goods and oil. In the future she wants to have another business for her daughter, so she can finish her university studies with the highest honors.
View original language description ↓
Gladys de 51 años, tiene una tienda de víveres desde hace 20 años atrás. Vive con su esposo y su hija en una casa de ladrillos ubicada en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos.

Para poder mantener a su hija él comenzó a vender verduras y golosinas en la ventana de la casa hace 20 años atrás. Poco a poco con esfuerzo alcanzo a tener suficiente dinero para comprar vitrinas y readecuar el loca, ahora trabaja desde las 08h00am hasta las 16h00pm todos los días. Su hija le ayuda después que llega de la escuela y le da tiempo a Gladys para hacer el almuerzo. Ahora en la tienda vende enlatados, arroz, lácteos, bebidas etc.

Para seguir con su negocio y surtirlo mas él quiere con el préstamo comprar arroz, enlatados, aceite. En el futuro quiere tener otro negocio para su hija y así ella pueda termina la universidad con los mejores honores.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Gladys Isabel purchase rice, canned goods, sugar, oil.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Dec 15, 2010
Currency Exchange Loss:
Feb 15, 2012