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Sin's Group
In this Group: Sin, Lim, Uch, Sin
This group of borrowers consists of four low-income people who live in Siem Reap province. Sin K., age 25, has been selected to be the leader of the group.

Sin K. is a ticket seller at private company in Siem Reap Province. Sin K. was married for many years, but she has been divorced from her husband for a few years. Sin K. has two kids who are still studying in school. Presently, Sin K. is not comfortable because her house often needs to be repaired. She would like a loan to repair her old house.

The other three borrowers include:

Mrs. Lim V., a fish porter, who is asking for a loan to buy some pieces wood to repair her broken house.
Mrs. Uch R., who will use this loan to purchase a used motorbike to replace the old one.
Mrs. Sin P., who is asking for a loan to buy fishing equipment for her fishing business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sin's Group's $800 loan helped a member to repair her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 12, 2010
Currency Exchange Loss:
Oct 15, 2011