A loan of $175 helped to purchase products for direct selling business.


Editha's story

Editha is from the village of Upper Bandera, Polanco, Zamboanga del Norte. She is 41 years old, married and has 3 adult children and 3 school-age children. Editha operates a family member's business in the retail sector, selling personal products in the local community. She has been engaged in this business for over 3 years and earns approximately 3,500 PHP a month.

In 2010, Editha joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 7,000 PHP from PMPC. This previous loan was used to purchase additional products to sell. Editha is requesting a new loan of 7,000 PHP which will be used to purchase new products for her direct selling business. This will be the 3rd loan taken out by Editha from PMPC. She plans to use the additional revenue generated to improve the general living conditions of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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