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Jose Francisco
Jose Francisco is 24 years old and married. He has a 4 year-old daughter and works for AFODENIC Vivienda. He is the person in charge of maintaining the green spaces in the 'Bosques de Juigalpan' residential area. He has been in this job for one year.

He is requesting his second loan with the goal of improving his living conditions by building a room from wood, since he currently doesn't have one.

Jose Francisaco dreams of being able to provide his family with better living conditions.
View original language description ↓
Jose Francisco de 24años de edad es casado, tiene una niña de 4 añitos de edad, labora para AFODENIC Vivienda como Responsable de mantenimiento de areas verdes en el residencial bosques de Juigalpan de hace 1 años.

Esta solicitando su 2do credito con el objetivo de mejorar sus condiciones de vida construyendo un cuarto con madera, ya que actualmente no cuenta con uno.

Sueña con poder darle a su familia las mejores condiciones.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jose Francisco to build a room.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Jan 1, 2011
Currency Exchange Loss:
Oct 15, 2011