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Juan Pablo
Juan Pablo is 23 years old, married, and has no children. He has worked as a teacher for the Ministry of Education in Santo Tomas for five years. His wife takes care of their home.

Juan Pablo is asking for his 3rd loan and he hopes to continue benefiting from Kiva funds so he can continue improving his home. He would like to put in a floor and finish plastering his house.

Juan Pablo's dream is to be able to finish his house and give his family better living conditions. He would also like to finish university so that he can have more career opportunities. He said that when he pays back this loan, he will apply for another to continue renovating his home.
View original language description ↓
Juan Pablo de 23 años de edad es casado, no tiene hijos, labora para el MINED de Santo Tomas desde hace 5 años como docente en una comarca del municipio, su esposa se dedica al cuido de la casa.

Juan Pablo esta solicitando su 3er credito y espera seguir siendo beneficiado con el Fondo Kiva para continuar mejorando su casa, esta vez quiere ponerle el piso, y terminar de repellar la vivienda.

El mayor sueño de Juan Pablo es poder terminar su casita para ofrecerle a su familia mejores condiciones de vida, ademas desea terminar la universidad para asi poder tener mejores oportunidades de trabajo. Expresa que cuando cancele este credito solicitara otro para seguir acondicionando su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Juan Pablo put in a floor and plaster his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Jan 1, 2011
Currency Exchange Loss:
Mar 15, 2012