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Nelly Elizabeth
Nelly is 32 years old, married and has two daughters who are both in elementary school. Nelly has been working for the City of Juigalpa for 7 years. She is a business management technician. She has the support of her husband who takes care of their household expenses.

Nelly is requesting her 4th loan so that she can continue improving her house. She used her previous Kiva loan to improve the roof of her room. She now plans to build a bathroom in her home (drain, toilet, bath, sink) so that she can provide her family with better living conditions.
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Nelly, de 32 años de edad es casada, tiene 2 hijas, ambas estudian la primaria, tiene 7 años de trabajar para la Alcaldia de Juigalpa, es técnica en Administracion de Empresas, cuenta con el apoyo de su esposo quien asume los gastos del hogar.

Esta solicitando su 4to credito con el objetivo de continuar mejorando su casa, pues fue beneficiada con kiva para mejorar el techo de su cuarto, ahora pretende construir los servicios higienicos de su casa (sumidero, inodoro, baño, lavamanos) para asi de esta manera poder brindarle mejores condiciones de vida a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Nelly Elizabeth to build a bathroom.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Jan 1, 2011
Currency Exchange Loss:
Jul 15, 2012