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Juan Maria
Juana Maria is 33 years old. Her husband works for IPADE and helps her with their household expenses and financial commitments. Juana Maria has worked as an elementary school teacher for the Ministry of Education for 24 years and she does her work with a lot of care and commitment. She is a humble and hard-working person who has accumulated her own assets through a lot of sacrifices, taking loans from our institution and getting her family ahead.

Juana Maria is requesting her tenth loan in order to build a room for her eldest son who hopes to receive a Kiva loan so that they can carry out this little project.

Juana Maria's greatest dream in life is to have her house looking really nice and for her children to enjoy good health.
View original language description ↓
Juana Maria de 33 años de edad, su esposo labora para el IPADE, el la ayuda con los gastos del hogar y con los compromisos adquiridos, ella trabaja para el ministerio de Educaciòn desde hace 24 años como docente de primaria, donde se desempeña con mucho esmero y dedicacion, es una persona humilde y esforzada a venido obteniendo sos propios bienes con mucho sacrificio realizando creditos a nuestra Institucion y de esta manera sacar a delante a su Familia.

Solicita su decimo credito para construir una habitaciòn para su hijo mayor, el cual espera ser beneficiada con Kiva para poder realizar este pequeño protecto.

Su mayor sueño en la vida es llegar a tener su casa muy bonita y que sus hijos gocen de buena salud

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Juan Maria to build a room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Jan 1, 2011
Currency Exchange Loss:
Dec 15, 2011