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Mshikamano Group
In this Group: Chiku , Christina, Josephine , Jamila , Maimuna, Erick, Bashisha, Fransisca, Jamila , Moza, Agrey, Jafari, Hadija, Veronika, Hanji, Njia, Juma
Chiku I. is in her early thirties and is married with three children. Chiku began with selling water from door to door, but three years ago she began selling childrens clothes and traditional garments (Vitenge) on her door to door routes. Chiku does this from 09:00 am to 04:00 pm and earns Chiku a low monthly profit.

This will be Chiku's fourth loan with Tujijenge Tanzania. Chiku used her previous loans to increase her stock of clothes and Vitenges. These loans have since been successfully repaid. Chiku aims to once again increase her stock of clothes to get ready for the busy christmas period which is coming up. Chiku's dream is to one day open up a shop where she can sell food and clothes.

Chiku will take this loan with her loan group Mshikamano, which totals 17 members. The members of the group will hold each other accountable for repaying the loans.

In the picture, Chiku can be seen as the person on the far left, wearing brown and a brown head cover.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 20
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,471.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $4,100 loan helped a member increase stock of clothes and traditional garments.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Jan 1, 2011
Currency Exchange Loss:
Apr 16, 2011