A loan of $375 helped to purchase raw ingredients like peanuts and flour needed for making snacks.


Nelva's story

Nelva P. is from the village of Catarman, Camiguin Province. She is 56 years old. Nelva is married and has three adult children. To make a living, Nelva owns & operates a business making and selling snacks & other delicacies like ampao, piniato, polvoron & torones de mani in the local community. Nelva has been engaged in her business for over four years and earns approximately 10,000 PHP a month for these activities.

In 2009, Nelva joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Nelva has successfully repaid a previous loan of 14,000 PHP from HSPFI. This previous loan was used to purchase raw ingredients needed to make products for sale. Nelva is requesting a new loan of 16,000 PHP, which will be used to purchase raw ingredients needed for making snacks like peanuts & flour. This loan will be the eighth loan taken out by Nelva from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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