A loan of $625 helped to fund business operations.


Emely's story

Emely R. is a 43-year old married woman who supports her family by operating four business: she runs a general store, sells charcoal, sells fermented shrimp, and has a pig fattening businesses. She lives in Prk. Santan, Brgy. Tampalon, Kabankalan City, Negros Occidental. Since 2002, Emely has been a member of NWTF-Project Dungganon and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard, she is gradually making her family more economically stable. Emely now earns an average monthly income of 30,000 PHP.

Emely is now requesting a loan of 27,000 PHP to fund her business operations. This will be her 12th loan from NWTF-Project Dungganon. Her most recent loan of 15,000 PHP, which she paid off well within its term, was just another step in her journey towards economic freedom. Emely aspires to elevate her family’s living conditions and ensure their future wellbeing by following the Dungganon way.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word meaning honorable). Through its alleviation program, NWTF is empowering women to progress from earning less than $1 a day to achieving realities that surpass their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details