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Emely R. is a 43-year old married woman who supports her family by operating four business: she runs a general store, sells charcoal, sells fermented shrimp, and has a pig fattening businesses. She lives in Prk. Santan, Brgy. Tampalon, Kabankalan City, Negros Occidental. Since 2002, Emely has been a member of NWTF-Project Dungganon and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard, she is gradually making her family more economically stable. Emely now earns an average monthly income of 30,000 PHP.

Emely is now requesting a loan of 27,000 PHP to fund her business operations. This will be her 12th loan from NWTF-Project Dungganon. Her most recent loan of 15,000 PHP, which she paid off well within its term, was just another step in her journey towards economic freedom. Emely aspires to elevate her family’s living conditions and ensure their future wellbeing by following the Dungganon way.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word meaning honorable). Through its alleviation program, NWTF is empowering women to progress from earning less than $1 a day to achieving realities that surpass their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 383
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Emely to fund business operations.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Dec 11, 2010
Currency Exchange Loss:
Sep 15, 2011