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Oscar Ubaldo
Mr. Oscar lives in a rental home with three children of which only two depend on him financially. He works selling books, which he has done for a long time, and everyday works very hard to make sure that his children have everything they need. Mr. Oscar goes school to school with his books and he does very well selling the books, he sells some of them on credit but he prefers to get the money upfront. He needs the loan to buy more books since he has orders from some schools. This is how Mr. Oscar works and is grateful to Emprender (Kiva’s field partner) and Kiva for giving him a hand since this will be his first loan.
View original language description ↓
El señor Oscar vive en alquiler con sus tres hijos quien solo dos dependen de el. El señor se dedica a la venta de libros ya bastante tiempo quien día a día trabaja muy duro para que sus hijos tengan todo lo necesario, el va promocionando colegio por colegio los libros que vende, le va muy bien en la venta de libros también deja a crédito y mejor si los vende al contado, solicito el crédito para comprar mas libros ya que tiene pedidos por los colegios. Es así como el trabaja y dio gracias a emprender y kiva por darle la mano ya que es el primer crédito que tiene.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Oscar Ubaldo to buy books.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Dec 12, 2010
Currency Exchange Loss:
Dec 15, 2011