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Angelica Berenice
Angélica is 25 years old. A few years back she had very little income with which to support her family so her mom helped out by giving her a little bit of working capital to buy some stationery items.

Angélica lives in a peri-urban area which is surrounded by a salt marsh. She has been working with her mom's help to support her two children since she is separated from her husband and she supports her household. She currently sells exercise books for $1.50, pens for $0.30, markers and toys for the Christmas season. She works from 8.30am to 8.30pm.

To continue in her business, she would like to use her loan to buy display cases, toys and stationery items. In the future, she would like to buy her own home since she lives with her mom. She would also like her children to successfully complete their studies.
View original language description ↓
Angélica de 25 años, debido a los pocos ingresos que tenía para su familia hace años atrás la mama le ayudo con un pequeño capital de trabajo para que comprara papelería.

Viviendo en una zona periurbana y caracterizada porque está rodeada de un estero salada ha estado trabajando con ayuda de su mama para mantener a sus dos hijos ya que se separo de su esposo y ella mantiene el hogar. En la actualidad vende cuadernos a $ 1.50, plumas $ 0.30, marcadores, juguetes por la época de navidad. Trabaja desde las 08h30am hasta las 20h30pm.

Para seguir con su negocio ella quiere comprar con el préstamo vitrinas, juguetes, papelería. En el futuro quiere comprar su propia casa ya que vive con la mama y que sus hijos termine sus estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Angelica Berenice to buy stationery items and toys.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Dec 10, 2010
Currency Exchange Loss:
Dec 15, 2011