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Kotognontala  (Ayons La Même Voie) Group
In this Group: Salimata , Chata , Aramata , Mamou , Aminata
Kotognontala is a group of women from the neighborhood of Darsalam, in Koutiala, who know each other well. They live in large traditional families with their husbands, children, and other relatives. On average, they are 38 years of age and married with at least four children.

These women sell various items such as food, clothing, grain, etc. In order to expand their activities, the members decided to join the Soro Yiriwaso microfinance institution. They recently obtained their first group loan.

Aramata C. is the only group member who exclusively sells bread. She plans to use her loan to sustain her stock of bread. She gets bread early every morning at the Badegna bakery, in Koutiala, on the road to San.

She sells bread at retail, for cash, at the bus station and the big market of Koutiala to a diverse clientele. She sells 100 to 120 loaves of bread per day.

While the group members expect to earn an average profit of 60,000 FCFA each during this cycle, Aramata hopes to make 70,000 FCFA.

In addition to repaying the loans, the members use a portion of their income to cover ongoing family expenses.

They wish to strengthen their partnership with Soro Yiriwaso in order to diversify their merchandise.
Kotognontala est un regroupement des femmes du quartier Darsalam de la ville de Koutiala qui se connaissent bien. Elles vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 38 ans, sont mariées et mères d’au moins 4 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels, les produits alimentaires, les habillements, les céréales etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles viennent d’avoir leur premier prêt de groupe.
Aramata C. est la seule du groupe qui vend exclusivement du pain.
Elle compte utiliser son prêt pour acheter, au fur et à mesure du pain. Elle se procure du pain chaque matin de bonne heure à la boulangerie Badegna de Koutiala sur la route de San.
Elle vend du pain à la gare routière de Koutiala en détail et au comptant au grand marché de Koutiala à une clientèle diverse et variée. Sa vente journalière varie entre 100 et 120 miches de pain.
Tandis que Les membres du groupe comptent réaliser un bénéfice moyen de 60 000FCFA chacune au cours de ce cycle, Aramata C. compte réaliser 70 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elles souhaitent renforcer leur partenariat avec Soro Yiriwaso pour pouvoir diversifier leurs marchandises.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 50
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 495.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD