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Julio Ricardo
Sr. Julio has operated a business selling miscellaneous supplies for 25 years. Over the years, the business has allowed him to support his family and improve his standard of living. Don Julio owns his own house, a testament to his hard work and his commitment to overcoming all the obstacles in his way. He approached us because this is the time of year when demand for products like his goes up significantly. He will use the loan to buy merchandise (watches, alarm clocks, computer equipment, etc.). Don Julio has been a customer of the bank for several years and has shown himself to be a good customer, deserving of the bank's trust.
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El Sr. Julio se dedica al comercio de artículos de oficina y otros desde hace ya 25 años, y de esa manera y con el tiempo a logrado progresar y mantener a su familia la cual lo apoya incondicionalmente, Don Julio cuenta con domicilio propio lo cual demuestra su gran trabajo y sus deseos constantes de superación. Don Julio recurrió a nosotros debido a que por estas épocas la demanda en general de los diferentes artículos y productos que ofrece aumenta significativamente , con el crédito Comprara Mercadería (Relojes, Timbres, Comunicadores, Flash, ect.)El Sr. Julio viene trabajando con nosotros hace ya un tiempo y ha demostrado ser un excelente cliente motivo por el cual no se le negó dicho crédito,

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 133
    View loans »
    Bolivia Loans Fundraising
  • $36,276,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Ricardo buy merchandise to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 10, 2010
Currency Exchange Loss:
Jan 15, 2012