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Rosa Marina
Rosa is 37 years old. When she was a little girl, she watched her mom when she was sewing clothes and saw how she served her customers, taking their measurements so that she could make clothes that they wanted. Rosa decided to follow the same career path as her mom, sewing and making clothes for her neighbors. She gained experience by helping her mom in her work.

Through the same dedication with which she used to help her mom, Rosa now has a sewing and dressmaking workshop with her. She works from 8.00am from Monday to Saturday with the help of 5 employees. Together they make and sew clothes. Rosa would like to continue with her business so that she can support her children aged 17, 7 and 5. Her husband is an electrician. Rosa works double shifts and works with her mom delivering dresses, blouses, t-shirts etc.

Rosa has a lot of aspirations for her business. She would like to use her loan to buy fabric, threads and accessories so that she can make more clothes. In the future, she would like to expand her workshop so that she can provide other people with work.
View original language description ↓
Rosa de 37 años, desde pequeña ella veía a la mama cuando cosía ropa y como atendía a sus clientes cogiendo las medidas del sus cuerpo para confeccionar la ropa que ellos querían por eso ella decidió seguir la misma carrera de la mama cosiendo y confeccionando ropa de sus vecinos obtuvo experiencia para ayudarla a la mama en su trabajo.

Con la dedicación que utilizo para ayudarla a la mama ahora ella tiene su taller de confección y costura conjunto con ella. Trabaja desde las 08h00am de lunes a sábado con ayuda de 5 empleadas confeccionan y cosen ropa. Rosa quiere seguir con su negocio para poder mantener a sus hijos de 17, 7, 5 años ya que su esposo es electricista. Por eso coge turnos doble y trabaja con su mama haciendo entrega de vestidos, blusas, camisetas etc.

Ella tiene muchas aspiración para su negocio por eso quiere comprar con el préstamo telas, hilos, accesorios para confeccionar mas ropa. En el futuro quiere incrementar el taller para poder dar trabajo a otras personas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa Marina to buy fabric, threads and accessories.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Dec 9, 2010
Currency Exchange Loss:
Apr 15, 2012