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Gratien H. is married and has 2 children, 8 and 13 years old. He has an elementary school education and all his children go to school. He will use his loan to buy construction supplies: cement, sand, and boards. His growth strategy is to save in order to expand his business. He would like to have a house and rehabilitate it.
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Gratien H. est marié, et il a 2 enfants entre 8 ans et 13 ans. Il a une éducation primaire, et tous ses enfants vont à l’école. Il va utiliser son prêt pour acheter du ciment, sable, et planches pour la construction. Sa stratégie pour la croissance de l’affaire est d’épargner pour augmenter l’activité. Il voudrait avoir une maison, et la réhabiliter.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gratien to buy construction supplies: cement, sand and boards.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 9, 2010
Dec 9, 2010
Currency Exchange Loss:
Jun 15, 2011