A loan of $675 helped to purchase groceries for her general store.

Jocelyn's story

Jocelyn J. is a married woman who lives in Sitio Batang, Brgy. Talaban, Himamaylan City, Negros Occidental. She earns her living by operating three business ventures: general store, fishing and food vending businesses. Her husband Larry J., who is 47 years old, works as a driver to earn his living and also helps in his wife's business activities. They have four children who are 19 to 25 years old.

Jocelyn joined NWTF-Project Dungganon in 1994 because she aspired for something better for her family. With the help of her past 19 loans from NWTF-Project Dungganon, Jocelyn has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 29,500 helped her earn a monthly profit of PHP 6,500, thus uplifting the family's standard of living.

This time, for her 20th loan, she is borrowing PHP 29,500 which she intends to use to buy stock for the general store so that she can continue to save up for the future expansion of her business and the education of her children. Jocelyn J. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

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