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Zenaida runs a sari-sari store. Sari-sari stores basically sell small quantities of various foodstuffs, grocery items and beverages. “Sari” is a native word for variety. This is a small store that is either attached to the owner’s house or in a small native cottage not far away from the owner’s house. Such stores are convenient for people in the village who live far from the market place.

Zenaida started her variety store through her initiative of dealing with people. She wants to continue her business, providing as it does sufficient proceeds to support the educational needs of her children.

She is requesting a loan of PHP25,000.00 to buy more food products and basic household necessities for the store. This will allow her to attract more customers and increase her sales.

In order to allow her children to achieve college educations, Zenaida dreams of growing her variety store into a mini-grocery store and expanding it to other villages. She aspires for each of her children to have their own beautiful house for comfortable living. They are her sole inspiration for succeeding in business.

Zenaida feels very happy about the ASHI and KIVA partnership. It gives people the chance to pursue their family dreams. She hopes that they continue the service for a long time and help many families who want to get ahead. She has proven herself to be hard-working as she steadily strives to improve the productivity of her business and advance her family's overall quality of living.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 589
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Zenaida to buy more food products and basic household necessities.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Dec 9, 2010
Currency Exchange Loss:
Dec 8, 2011