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Olga Morena
Olga Morena Garcia D. L. is 35 years old. She lives in Ahuachapán department with her husband who sells watches. She also lives with her two children aged 9 and 11.

Olga sells women's and men's clothes. She also sells shoes, sandals and maternity clothes. Her business is located in the center of Ahuachapán. She starts work at 8.00am and finishes at 6.30pm. She has a lot of competition since there are a number of different types of sales businesses here. Most are businesses which sell clothes and their prices are very competitive. For this reason, Olga is requesting a loan so that she can increase her inventory and thereby have the necessary money to buy wholesale, obtaining her clothes and shoes at lower prices so that she can sell them more cheaply. This will bring her more customers which will translate into better profits which will be good for her household.
View original language description ↓
Olga Morena G. D. L. D. 35 años D. edad, resiD. en el departamento D. Ahuachapán, en donD. vive junto a su esposo el cual trabaja vendiendo relojes, y así mismo con dos hijos D. 9 y 11 años D. edad. Olga se dedica a la venta D. ropa para mujeres y hombres, así mismo venD. zapatos y sandalias, y venD. ropa para embarazadas. El negocio se encuentra en el centro D. Ahuachapán, donD. inicia su trabajo desD. las 8 D. la mañana hasta las 6:30 D. la tarD., posee mucha competencia, ya que en este lugar existen diferentes tipos D. ventas, pero en su mayoría son ventas D. ropa en donD. los precios son muy competitivos. Es por esta razón que ella solicita un préstamo con el deseo D. poder aumentar su inventario, y D. esta forma contar con el dinero necesario para comprar por mayor para obtener la ropa y los zapatos a precios más bajos y así vender más barato, lo que le permita contar con más clientes, lo que se traduzca en mayores ganancias y un mayor beneficio para su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 602
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Olga Morena to buy clothes and footwear to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Dec 8, 2010
Currency Exchange Loss:
Nov 15, 2011