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Damarys Eugenia
Damarys Eugenia B. C. is 35 years old. She is married and lives with her husband and children. She lives in the Ventanas canton in the province of Los Ríos. She has 2 children.

The members of the rural community bank UNIDOS VENCEREMOS [Together we will Win] are a few minutes from the Ventanas Office in the community of La América, which belongs to the Ventanas canton. This bank is dedictaed to short cycle agricultural work such as corn, rice and lima beans. They have been doing this for a long time.

Damarys Eugenia works in agriculture. She has grown corn, rice, and lima beans for 2 years. She buys her products from Agripac, Agro Insumos Karlita, and Comercial Jiménez. She sells in the market of the same community.

She is asking for the loan to buy agricultural materials and fertilizers to grow corn, rice and lima beans. The support of the loan would help her to meet her needs financially. She faces challenges such as pests and diseases and weather variation. Her dream is to buy a farm.

She likes sports.
View original language description ↓
Damarys Eugenia B. C. tiene 35 años. Es casada, vive con el esposo y con los hijos, vive en el cantón Ventanas en la Provincia de los ríos. Tiene 2 hijos.

Los miembros de la V.R.C. UNIDOS VENCEREMOS se encuentra ubicada a pocos minutos de la Oficina Ventanas en el recinto la América , perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul esta actividad llevan mucho tiempo haciéndolo.

Damarys Eugenia se dedica a la agricultura a la siembra de de maíz, arroz, fréjol gandul desde hace 2 años. Compra sus productos en Agripac, Agro insumos Karlita y Comercial Jiménez y los vende en la feria en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz, fréjol gandu. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar una finca.

Le gusta el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Damarys Eugenia agricultural materials and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 24, 2010
Dec 15, 2010
Currency Exchange Loss:
Jun 15, 2011