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Frank Howard
Frank belongs to the “Patron de Santiago” community bank which is located in Cusco district, in the province and department of the same name.

Frank is 24 years old. He is single and has one child. He divides his time between his daily activities and his grocery store business which is located in his home. He is also a university student and is studying tourism at the Universidad Particular Andina del Cusco. He would like to finish his studies and thereby have another source of income so that he can live more comfortably.

Frank is requesting this loan for the trips that he makes as part of his university course and also for personal use.
View original language description ↓
El socio pertenece al banco comunal “PATRON DE SANTIAGO”; El banco está ubicado
en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

El socio es el Sr. Frank; el tiene 24 años de edad y es soltero y tiene 1 hijo; el socio
alterna sus actividades diarias con el negocio de tienda de abarrotes el cual se encuentra
ubicado en su casa, el socio a la vez es estudiante universitario de la carrera de turismo
en la Universidad particular Andina del Cusco, el socio desea terminar de una vez su
carrera y así tener otro ingreso para poder vivir mejor.

El socio solicita el préstamo para los viajes que realiza con su carrera universitaria y
también para su uso personal.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Frank Howard to pay for the trips that he makes as part of his university course and for personal use.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 8, 2010
Currency Exchange Loss:
Apr 15, 2011