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Warda is a young woman from Jabalia refugee camp in Gaza Strip. She is a mother of two daughters and two sons. Warda's husband has been a Palestinian NationA. Authority employee since 2005. Warda and her husband, Salama, decided to start a sheep farm, pictured above, since they have a big family. Warda came to FATEN and took a loan to purchase additionA. sheep and animA. feed. Warda and her husband raise animals for sale, which is increasingly rewarding and helps the family live a better life.

Warda's husband appears in the picture because she is conservative, as are most of Gaza's citizens.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the culturA. context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principA. loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 98
    View loans »
    Palestine Loans Fundraising
  • $14,176,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Warda to purchase sheep and animal feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 28, 2010
Dec 8, 2010
Currency Exchange Loss:
Jun 15, 2012