A loan of $1,025 helped to purchase women´s underwear and cosmetics to sell.

María Matilde's story

María is a 33-year-old micro-entrepreneur who lives with her husband in Corredores, in the southern region of Costa Rica. María and her husband have a unique living arrangement. The company which her husband works for, Palma Tica, provides a home for the families of its employees. As a result, María is not required to pay rent. This allows her to re-invest the earnings from her business back into the business.

María is involved in catalogue sales. In her community, from door-to-door, she offers a variety of products to potential clients, in an effort to increase revenues. Her most popular products are women’s underwear and cosmetics. She plans to use this loan to invest in the purchase of such merchandise.

As is the case for most women in the region, María is responsible for domestic tasks such as cooking and cleaning. Everyday, after these tasks have been completed, she dedicates her time to her business, whether making sales, purchasing merchandise, or collecting on repayments. For María, this loan represents the opportunity to secure much needed working capital, which will allow her to make sales to her clients on credit, a method she has found very effective with her clients.

Loan details

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Loan details