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Monzoto Plus Group
In this Group: Baruani, Mukuna, Guylaine, Eyenga, Chantal, Henriette, Octace
Monzoto Plus is a group of 7 owners of small businesses, chaired by Baruani. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Baruani, single, aged 40, operates a general store while taking care of one younger brother. He began his business in 1998. Baruani has used four Hope loans (a DRCongo Microfinance Program) to finance the expanding of his inventory. Due to the high demand in his community, he intends with the next loan to buy more goods for resale in order to meet client demands and generate additional profit. This will help him to achieve his plans to grow the business. His business brings in a profit of US$110 per week. Baruani’s ambition is to expand his store. He is engaged.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Monzoto Plus Group's $2,300 loan helped a member to purchase goods to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Dec 6, 2010
Currency Exchange Loss:
Apr 15, 2011