A loan of $2,775 helped to purchase cattle.


Zaryl's story

Zaryl K. is 51 years old. She lives in Kochkor village in the north of Kyrgyzstan and has four grown children. Zaryl graduated from college and worked as a cook in the local area for 20 years. She is characterized by her colleagues as a responsible, precise and open-hearted person. Now she is engaged in cattle breeding and makes every effort to provide some savings for old age.

Zaryl used her starting capital of 2,000 KGS to buy livestock for fattening and reselling. Thanks to her persistent and hard-working personality, she managed to enlarge the number of livestock and earns about 3,000 KGS monthly. With the revenues from livestock reselling, Zaryl was able to build up a barn.

Zaryl plans to use this loan of 130,000 KGS to buy six bull calves. With the revenues from the loan, she plans to broaden out her business.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Micro-finance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of micro-finance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.



Loan details


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Loan details