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So O. is a 55 year old widowed villager who lives in Phnom Penh. Her husband died of senility years ago and she have no children. So O. currently works as public officer in the Ministry of Public Works. Besides this work, she opened laundry business in her house with several staff to provide her services. So O. typically makes around $6 of profit each day to use for daily expenses. So O. is running her business smoothly because she has skills in public relations which she uses with her customers. She now faces a problem. Her house requires repairs. Because she does not have sufficient savings, So O. would like a loan to repair her house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped So to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 6, 2010
Currency Exchange Loss:
Dec 17, 2011