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Santa Dorila
Santa, 49, isn’t married but has four children. She only supports two of them still. Dedicated to her children, she started selling clothes, perfumes and creams 27 years ago to provide them with economic stability.

Living along Guayaquil’s beltway, a periurban area characterized by its unpaved streets and surrounded by a salt marsh, she has managed to support her children traversing the streets selling her products to her neighbors to earn income. She currently sells perfumes, creams, deodorants and sometimes clothes. She works independently mornings and afternoons. One of the inconveniences she has to face while working is problems with her spinal column which at her age is starting to bother a little.

Santa wants to continue working so wants to use the loan to buy clothes, perfumes and creams to insure her old age. Her goal is to improve her dwelling and increase the amount of merchandise she has on stock to sell.
View original language description ↓
Santa de 49 años, no está casada y tiene 4 hijos pero solo dos mantiene. Con la dedicación que les ha dado a sus hijos hace ya 27 años atrás ella comenzó a trabajar como comerciante informal vendiendo ropa, perfumes, cremas para poder mantenerlos con una economía estable.

Viviendo en la Perimetral de Guayaquil una zona periurbana y caracterizada por sus caminos de tierra y rodeada de un estero ha podido mantener a sus hijos recorriendo estas calles y vendiendo a sus vecinos los productos para obtener un ingreso. En la actualidad vende perfumes, cremas, desodorantes y en ocasiones ropa trabajando independientemente en las mañanas y tardes. Uno de los inconvenientes que tiene cuando trabaja es la columna que ya ha su edad le esta presentando molestias.

Santa quiere seguir trabajando por eso quiere comprar con el préstamo ropa, perfumes, cremas para asegurar su vejez. Tiene como meta mejorar su vivienda y poder incrementar la mercadería que tiene actualmente en venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,506,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Santa Dorila for perfumes, creams, clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Dec 5, 2010
Currency Exchange Loss:
Dec 15, 2011