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Pheng N., 31 years old, is the mother of two school-aged children. She now lives in the province of Kompong Cham. She currently sells a few grocery items from her home in the village. She sells such items as shampoo, cooking ingredients, fast food, and plastic items. Pheng N. can earn around $3 a day for her family. Additionally, she also helps her husband grow various crops for extra profit.

They are raising two children, who are students. Pheng N. would like to request a loan, of which 50% will be used to grow a rice crop and the rest to buy some necessary items to sell.

Note: Mrs. Pheng N. and her husband are shown in the photo.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Pheng to grow a rice crop, and to buy items to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Dec 5, 2010
Currency Exchange Loss:
May 15, 2012