Funded

Total loan: $550
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Juana Ofelia

Ecuador
Portoviejo, Ecuador / Clothing Sales

A loan of $550 helped purchase women's and men's pants, shirts, blouses, and wallets.


Juana Ofelia's story

In the beautiful city of Bahía De Caraquez, known for its beaches, rich food, and quality of people, the 25 Rosas (Roses) Communal Bank meet every 15 days.

For Juana, the years have passed very quickly although she still remembers when some friends decided to band together and form the communal bank. Now after so many years, she is satisfied by the help that she has received as well as by the help her fellow members have received. She acts as secretary for the bank, she is 41 years old, and she is a single mother of two children who are 17 and 9 years old and are in primary and secondary school.

She is a sales woman, selling all types of clothes. She sells door to door and by advance order. She has a lot of customers who order her products because she gives them payment options. She collects payments on weekends which is good because when she's collecting payments she can also make additional sales. She works almost all day on the weekends with her sister's help. She buys her merchandise once a month at the market in Guayaquil because there is more product variety there.

This loan will be used to buy men's and women's pants, shirts, blouses, and wallets because she already has several orders. Her dream is to buy a car that she can use to make sales in. She also wants a store where she can expand her sales to include a larger variety of products.

Translator profile picture

Translated from Spanish by Kiva volunteer Olivia Shirley


Loan details

Loan length:

8 months
Disbursed date: November 30, 2010
Facilitated by Field Partner: Fundación ESPOIR

Lenders and lending teams



Loan details

Loan length:

8 months
Disbursed date: November 30, 2010
Facilitated by Field Partner: Fundación ESPOIR