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Leonardo Rafael
Leonardo Rafael V. B. is 29 years old. He is married and lives with his wife and children in San Miguel canton, in Bolívar province. He has two children.

The Yagui Grande solidarity group is located 30 minutes from our San Miguel office, in San Miguel canton. The members of this group work in short-cycle agriculture, growing corn and potatoes. They have been doing this for a long time.

Leonardo is a farmer. He grows corn and potatoes. He buys his products in Ambato and San Miguel and sells them in San Miguel market on Thursdays.

He is requesting this loan to buy farming supplies and fertilizers for his corn and potato crops. The support of this loan will help him financially to cover his needs. He faces challenges such as insect infestations, diseases and changes in the weather. His dream is to buy a car for his parents.

He likes to take part in sports and celebrate Carnival.
View original language description ↓
Leonardo Rafael V. B. tiene 29 años. Es casado vive con la esposa y con el hijo, en el cantón de San Miguel en la Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. YAGUI GRANDE se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y papas, esta actividad llevan mucho tiempo haciéndolo.

Leonardo se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y papas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un carro para los padres.

Le gusta hacer deporte y el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Leonardo Rafael to buy farming supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 29, 2010
Dec 3, 2010
Currency Exchange Loss:
Dec 15, 2011